I'd be fine with this, too, but there is the agreement (hard not to type "collusion" here) that the CFP winner is crowned the national champion. Here's a separate but related issue: If the CFP ostensibly covers all of the FBS, then why are all the G5 conferences not represented? It's their champion but they don't even get an entry into the field. The solution: Have a P4 playoff and a G5 playoff that run simultaneously (more money). Make the P4 a 4-team playoff as it was and if you're an independent and want to be included then get in a darn conference (looking at you, Notre Dame). The G5 can do what they want - top 4 ranked champs, 5 teams and the bottom two seeded team have a play-in game, etc. Just make the regular season and the conferences matter. If you lose a flukey game, too bad, so sad. UGAg did that and didn't get in last year. Stunk for them, but the world survived. Bama was the champ and was the SECheat representative. They lost. Ha!