I don't have any actual stats to disagree with or agree with the statements made in those links, nor do I have any personal knowledge of what might be or have been the comparison of the US and other countries. But what I do have is a certain measure of personal experience. I am not wealthy, and my very good health insurance is part of my pension package, so I am in pretty good shape. I have never had to wait on appointments or various minor (for the most part) surgical procedures or tests. But my parents, also not wealthy, had to pay for their health insurance, since my dad was self-employed, and yet they didn't go broke nor go into any kind of astronomical debt, nor have to wait at all for my mom to have an artificial valve placed in her heart in the mid '70s. I don't remember the exact year, but I know it was prior to 1978 when my dad retired. Based on their experience, as well as my own with spinal surgery last year, as well as several minor out-patient surgical procedures, I may not have comparisons to what other countries may offer, but I definitely have, nor I'm sure did my parents, any complaints.