You have a true freshman QB down 21 and he has already shown a tendency to try and force the issue at time. Even if there is no reason you should rush, there is a reason to believe he might rush in that situation. You say there was more clock than necessary but there would likely be under a minute after one play. It's not a matter of whether the math works out. It's about whether the time would make Sims more likely to make a mistake, and I don't see why people are so shocked that a freshman might get rushed even if technically there is enough time to not have to rush. That is especially true since the likely goal to go package was missing several pieces and so being able to react to what the defense is showing is of more value than would normally be the case. At full strength I would imagine we'd hand the ball to Mason 3 times, call a TO if need be and then run a play on 4th depending on the situation. However, that wasn't an option, and since we already had 1 Redzone turnover on the day, I again, don't see how people can overlook the benefit of taking time to try and get the right play in that situation, even if you think it doesn't warrant losing the down.
I think using a time out would have been better yes, because of the saving the down, but I also see the logic in saving the TO in case something happens and you need time to evaluate. For instance, lets say we get it to 3rd and 4 but take a sack and it's 4th and 9. We may very well want to use the TO in that case. Or if we call a play but recognize they are in a defense that is good against it but we aren't making the adjustments. Personally, I think saving the down is more valuable, but I see the other side as well.
Even with going up tempo already their drives were 2:07, 2:59, 2:55. People act like going down the field in a minute would have just been SOP. It wouldn't. A two minute drill is more than just about tempo, and I'd argue that it primarily is about limited plays available vs tempo. They weren't going to save much time going up tempo because they already were. They would have to either use their TOs, which would break the tempo they were using to beat our defense, or would have to change the play calling to make sure they get either an incomplete/out of bounds/first down every play.
So why wouldn't a defensive coach think he has an advantage with a minute to play on the opposing 25 though then? Somehow UCF was too dangerous to give them any time to go the full length of the field when we had the ball, but subsequently not dangerous enough to worry about them converting a 3rd and 8 and scoring after with little time having run off the clock? That makes no sense to me. Especially since, they could run it on 3rd, chew up 40 seconds with us having no way to stop, and we'd have no time to score after the punt anyways. The only chance would be a punt block, but it doesn't make sense to be so afraid of their offense to worry about 20 seconds or so when we have the ball and then turn around and save them 30 ish seconds to gamble for a punt block. That logic seems incongruous to me.