People are always saying this about Reg. The thing to remember is that Gailey was a pro coach. That meant that he wanted to get ahead, play good D, and sit on the ball like a slug. Reg took risks and threw too many interceptions for Chan's taste. So he got taken to the woodshed and told that if he wanted to keep starting he needed to learn to throw the ball away. That's why he went from a 51.7% completion rate as a frosh to a 44.4% completion rate as a senior. He also went from throwing 10 TDs and 11 INTs as a frosh to 20 TDs and 14 INTs as a senior. He was doing what the coaches told him and it got us 9 wins hs senior year. Can't complain about that much.
Oh, and btw, Reg's QB rating in 2006 was 107.2. Your figure is his career rating.