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<blockquote data-quote="TampaBuzz" data-source="post: 565314" data-attributes="member: 1117"><p>I don't know about you, but I pay more for health insurance that I do for my mortgage, and get very little return on my spending. That is for a family of three that are all blessedly healthy. That is a high deductible plan. I think it is obscene the profits that insurance companies make on healthcare without providing the first actual service. I find it absurd, that I have no idea what I am going to be charged for any particular service before I am required to purchase it. A typical conversation I have with my doctor....Doctor: go get this prescription. Me: how much is it? Doctor: I don't know, depends on your insurance provider. Me: Is this the most cost effective medicine for this thing? Doctor: It is the newest thing. Me: Can you give a list of all the available treatments, with cost, and efficacy? Maybe there is an "old" thing that is much less expensive that works just as well. Doctor: No, I don't have that kind of information. </p><p></p><p>Whatever you do, don't go the emergency room. The hospital is covered by your insurance....but the emergency room doctors are not! What the hell? Apparently, it is common for hospitals to hire "contract doctors" to man the ER at your hospital of choice and those doctors are not included in the insurance coverage. Just obscene games of "Got ya!"</p></blockquote><p></p>
[QUOTE="TampaBuzz, post: 565314, member: 1117"] I don't know about you, but I pay more for health insurance that I do for my mortgage, and get very little return on my spending. That is for a family of three that are all blessedly healthy. That is a high deductible plan. I think it is obscene the profits that insurance companies make on healthcare without providing the first actual service. I find it absurd, that I have no idea what I am going to be charged for any particular service before I am required to purchase it. A typical conversation I have with my doctor....Doctor: go get this prescription. Me: how much is it? Doctor: I don't know, depends on your insurance provider. Me: Is this the most cost effective medicine for this thing? Doctor: It is the newest thing. Me: Can you give a list of all the available treatments, with cost, and efficacy? Maybe there is an "old" thing that is much less expensive that works just as well. Doctor: No, I don't have that kind of information. Whatever you do, don't go the emergency room. The hospital is covered by your insurance....but the emergency room doctors are not! What the hell? Apparently, it is common for hospitals to hire "contract doctors" to man the ER at your hospital of choice and those doctors are not included in the insurance coverage. Just obscene games of "Got ya!" [/QUOTE]
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