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Amazed how people just don’t want to work
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<blockquote data-quote="RonJohn" data-source="post: 814951" data-attributes="member: 2426"><p>I don't know what situation the families you work with are in, but for people who live scraping by paycheck to paycheck, I think getting a larger paycheck hardly ever solves the problem. There are couples who make $12/hour each who have been able to save money and are financially comfortable. There are couples who make $30/hour each and would have to scramble to replace their water heater if it goes out. For someone who can't manage money, an increase in income is usually met with at least the same increase in spending if not more. I think that same lack of understanding and planning prevents them from navigating career decisions. If you can't see past the end of this month, then preparing yourself for a promotion isn't important. If you plan everything out, understand what is required for a promotion, and work at it, you are more likely to get it.</p><p></p><p>It may sound like I am denigrating people. I am not trying to. People don't learn personal finance in school. Even if they do learn a budget in high school, it is an abstract idea that is only covered for a day or two. Society and marketing make it seem as though if you don't drive a new car from the time you graduate high school until the time you die that you are a failure. Friends on Facebook take the best vacations, so you must be a failure if you don't take expensive vacations two or three times a year. It is difficult to convince some people that they don't have to buy something simply because there is enough money in the checking account today to pay for it.</p></blockquote><p></p>
[QUOTE="RonJohn, post: 814951, member: 2426"] I don't know what situation the families you work with are in, but for people who live scraping by paycheck to paycheck, I think getting a larger paycheck hardly ever solves the problem. There are couples who make $12/hour each who have been able to save money and are financially comfortable. There are couples who make $30/hour each and would have to scramble to replace their water heater if it goes out. For someone who can't manage money, an increase in income is usually met with at least the same increase in spending if not more. I think that same lack of understanding and planning prevents them from navigating career decisions. If you can't see past the end of this month, then preparing yourself for a promotion isn't important. If you plan everything out, understand what is required for a promotion, and work at it, you are more likely to get it. It may sound like I am denigrating people. I am not trying to. People don't learn personal finance in school. Even if they do learn a budget in high school, it is an abstract idea that is only covered for a day or two. Society and marketing make it seem as though if you don't drive a new car from the time you graduate high school until the time you die that you are a failure. Friends on Facebook take the best vacations, so you must be a failure if you don't take expensive vacations two or three times a year. It is difficult to convince some people that they don't have to buy something simply because there is enough money in the checking account today to pay for it. [/QUOTE]
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Amazed how people just don’t want to work
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